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If there’s one thing we were never properly taught in school, it was how to make the most of our money. Sure, we learned a lot of math as we progressed from kindergarten to the 12th grade, but none of that stuff taught us how to handle our money properly. If anything, it just taught us how to count our money in a dozen different ways.

Most people are lacking a proper financial education which is why so many people are broke. They know how to make money but they have no clue what to do with it when they get it.

That’s why you need to ask yourself one crucial question — Are you making the most of your money? If not, here are a few tips to get you on the right track.

Live within your means

This may seem like basic advice, but I can’t tell you how many people I’ve seen flaunting fancy jewelry, driving expensive cars and wearing name brand clothes they know they can’t truly afford. Flaunting expensive, shiny objects gives the illusion of wealth, but all it does is leave you poor at the end of the day.

It doesn’t take much to live within your means. It just takes self-control to hold off on buying the things that you can’t afford right now. So do yourself a favor and cut all the dumb expensive things out of your life you can’t afford. Your wallet/purse will thank you for it.


Conventional wisdom tells us that if we want to accumulate more money, we should save every dollar we can. There’s nothing wrong with saving your money, but saving for the sake of saving isn’t going to make you rich. Investing, on the other hand, is truly a prime example of making the most of your money.

Investing is about making your money work for you instead of you working for it. So if you’re tired of working long hours for a paycheck that disappears as quickly as it drops into your bank account then you need to start investing.


Create a budget

Creating a budget is about taking stock of what you have vs. what you don’t have. Let’s say you make $3,000 a month. If your rent is $1,000, your bills $800 and your car note $300 that leaves you with an operating budget of $900. We can break things down further by factoring in your phone bill, grocery money and other essentials. After all that let’s say you have $400. Perhaps you can stick $100 into an investment fund, another $100 into an emergency fund and pocket the rest. At this point you should be left with $200. Thus, you’re limited on what you can buy for the rest of the month.

Setting up a budget allows you to see how much money you’re working with at any given time. The problem with most people is they don’t budget their money. In fact, the vast majority of people don’t even know how much they’re truly making. They just let their checks auto deposit into their bank accounts, and they spend with wild abandon until they’re broke again. Then they do it all over again the following month. It’s a vicious cycle that leaves a lot of people broke and confused.  

Making the most of your money starts with you

Making money is a lot like playing a game. If you follow the rules and procedures that make the game work, you’ll likely end up with a positive outcome (growing your bank account). If you disregard the rules of the game you’re going to hit a dead end (dead broke by the end of the month).

To make the most of your money you need to ask yourself the following questions –Do I live within my means? Do I invest? Do I budget? Do I watch the money that flows in and out of my account?

If you answered “no” to any of the above questions it’s not too late to get yourself together and start taking control of your money. If you’re confused on how to proceed, CONTACT ME TODAY, and I can get you started on the right foot with my COACHING SERVICES

We’ll focus on you as a whole person, delving into your values, your goals, and your life purpose. I can then provide you the insight you need to get your life on track so that you can begin making the most of your money and building true wealth.

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